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2 years ago

Summarize red lines and reverse red lining and why they are unethical lending practices

Business

1 answer:

Sonbull [250]2 years ago

3 0

Answer:

3 For example, redlining has been used to describe discriminatory practices by retailers, both brick-and-mortar and online. Reverse redlining is the practice of targeting neighborhoods (mostly non-white) for higher prices or lending on unfair terms such as predatory lending of subprime mortgages. A 2017 study by Federal Reserve Bank of Chicago economists found that redlining—the practice whereby banks discriminated against the inhabitants of certain neighborhoods—had a persistent adverse impact on the neighborhoods, with redlining affecting homeownership rates, home values and credit scores in 2010.

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According to the presentation, the first step in making a major purchase is:

anzhelika [568]

D. Finding Out What The Taxes Will Be

3 0

3 years ago

Read 2 more answers

Ben makes an appointment for a $50 haircut, buys a bike for $250, and agrees to work for Coding Associates for one year for $5,0

galina1969 [7]

Answer:

The correct answer is d. none of the choices.

Explanation:

A contract is an agreement, usually written, although it can also be spoken, by which two or more parties mutually commit themselves to respecting and fulfilling a series of conditions. It is a type of legal act involving two or more people and is intended to create rights and generate obligations, therefore transmitting rights and obligations to the parties that sign it.

It is governed by the principle of autonomy of the will, according to which, it can be hired on any subject not prohibited. The contracts are perfected by mere consent and the obligations arising from the contract have the force of law between the contracting parties.

Currently the contract is an economic instrument to negotiate, to meet needs. Contracts are used to agree on services, products, locations, among others.

4 0

3 years ago

Use your knowledge of the common wind types to complete the blanks in the sentences below.

Liula [17]

Answer:

a). Chinook winds are created when cold air descending the sheltered (leeward) side of the Rockies is warmed by compression.

b). A circulation pattern consisting of a light wind blowing into the city from the countryside is characteristic of a country breeze.

c). A sea breeze is the result of the air over land heating, expanding, and rising, thereby creating a low-pressure area into which cooler air from over the ocean can move.

d). Heated air from mountain slopes gliding up along that slope results in a Valley breeze.

Explanation:

The given blanks have correctly been filled with terms matching the definitions provided. 'Chinook' is described as the descending warm, dry wind on the eastern side of the Rocky Mountains that generally blow from the southwest and can rapidly increase the temperature due to the much warmer air it brings. While country winds are the light winds that blow towards the city from surrounding countries. Sea breezes are defined as the air blowing off the sea on the nearby land and make the area cooler. Valley breeze is the warm air that blows up towards the slopes.

3 0

3 years ago

In witch part of a professional email should you try to be brief, but highly descriptive?

oksian1 [2.3K]

I would think the subject/header line of a professional email needs to be very brief and highly descriptive.

Hope this helps! :)

8 0

3 years ago

Because internals seem to have a greater belief that their actions have a direct effect on the consequences of that action, they

Sergeu [11.5K]

Answer:

True

Explanation:

Incentive compensation is a system designed to motivate and reward performance. The objective of incentive compensation is staff motivation.

Most organizations employ incentive compensation as a way of encouraging their employees to work, meet and exceed target required of them by the company.

Examples of incentive compensation are bonus or profit sharing, sales comission.etc

If employees know that their actions have a direct effect on the consequences of their action, they would increase their productivity due to severance packages attached to their output like bonus , commission etc.

4 0

3 years ago