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Yuki888 [10]
2 years ago
15

Summarize red lines and reverse red lining and why they are unethical lending practices

Business
1 answer:
Sonbull [250]2 years ago
3 0

Answer:

3 For example, redlining has been used to describe discriminatory practices by retailers, both brick-and-mortar and online. Reverse redlining is the practice of targeting neighborhoods (mostly non-white) for higher prices or lending on unfair terms such as predatory lending of subprime mortgages. A 2017 study by Federal Reserve Bank of Chicago economists found that redlining—the practice whereby banks discriminated against the inhabitants of certain neighborhoods—had a persistent adverse impact on the neighborhoods, with redlining affecting homeownership rates, home values and credit scores in 2010.

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Here are the cash flows for two mutually exclusive projects: Project C0 C1 C2 C3 A −$ 34,400 +$ 13,700 +$ 13,700 +$ 13,700 B − 3
Natali [406]

Answer:

7.89%

Explanation:

We can find the IRR of Project A and Project B is 9% and 8% respectively

(please see the calculation in excel in attachment)

So if the interest rate below 8% then Project A is more profitable than project B.

You can find NPV of each project follow the decrease in interest rate in the excel attached.

Download xlsx
5 0
3 years ago
Security Analysts that have evaluated Concordia Corporation, have determined that there is a 15% chance that the firm will gener
dexar [7]

Answer:

3.17

Explanation:

Expected earnings per share = (15%x2.40)+(60%x3.10)+(25%x3.80)

4 0
3 years ago
A firm seeking a growth strategy designed to increase sales of existing products to current​ customers, nonusers, and users of c
PIT_PIT [208]

Answer:

The correct answer is B Market penetration

Explanation:

Market penetration strategy is one of the four growth strategies and it involves focusing on selling your existing products or services into your existing markets to gain a higher market share.

3 0
4 years ago
Evaluating od interventions always involves measuring their impact on employee satisfaction, productivity, and the bottom line.
Usimov [2.4K]

False. Evaluating interventions always involves measuring their impact on employee satisfaction, productivity, and the bottom line.

<h3>What is evaluating interventions?</h3>

A number of creative methods for conflict-resolution evaluation have been developed, despite the fact that conflict-resolution interventions are often evaluated on an as-needed basis.

1. Participants' Evaluation

Participatory evaluation is an evaluation strategy that is "bottom-up" or "people-centered."

2. Utilization-Focused Evaluation

In a utilization-focused evaluation, a group of "intended users" is identified who choose the "intended uses" for the evaluation data.

3. Impact Evaluation

The goal of an impact evaluation is to ascertain how effective an intervention is. Theoretically, this is straightforward, but the community involved in conflict resolution has not yet sufficiently defined the word "effect."

4. Action Evaluation

By encouraging stakeholders to define and track success, Action Evaluation seeks to assure the effectiveness of initiatives.

5. Macro-Evaluation

Macro-Evaluation, generally speaking, is to ascertain how grassroots micro-level initiatives 'ripple up' to the regional or national level.

To learn more about Evaluation of interventions visit:

brainly.com/question/28065744

#SPJ4

6 0
2 years ago
Your uncle has $340,000 invested at 7.5%, and he now wants to retire. He wants to withdraw $35,000 at the end of each year, star
timama [110]

Answer:

17.27 years

Explanation:

For this question we use the NPER formula that is shown on the attachment below:

Provided that  

Present value = $340,000

Future value = $25,000

PMT = $35,000

Rate of interest = 7.5%

The formula is shown below:

= NPER(Rate;PMT;-PV;FV;type)

The present value come in negative

So, after solving this, the number of year is 17.27 years

5 0
3 years ago
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