Answer:the decline in confidence in financial institutions
Explanation:
When there are financial crisis people never really know what is going to happen with financial institutions, they may shut down improperly and people may lose a lot of money and find themselves hustling lawsuit trying to get it back , only to find that financial institutions are bankrupt and can't refund them so there is always that fear and people will choose to take their money out.
The general consensus now is that the Alien and Sedition Acts were thinly veiled efforts to suppress opposition to the Federalist Party and to whip up fervor against the Democratic-Republicans and their French allies.