Answer:
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13 months in a half......
Emily earned $166 more in her account than Katie.
We use the compound interest formula for both of these:

For Katie's deposit:

This gives Katie 6083.26-5000 = 1083.26 in interest (1083, to the nearest dollar).
For Emily's deposit:

This means she earned 11248.64-10000=1248.64 in interest (1249, to the nearest dollar).
The difference in interest is given by 1249-1083=166
2,3,4,5,1 I think it is that
YOU JUST DO 28*7 and you get 196