Using Tuckman’s stages of group development, we know that Elaine’s group is going through a stage called storming. 
In this stage of group development, aside from having difficulties in adjusting to their roles, Elaine’s group and group members would also experience disagreements regarding priorities, tensions between one another, hostility with each other, and there would also be cliques forming inside the group.
 
        
             
        
        
        
Answer:
Policy loans are permitted on an interest-free basis. 
Explanation:
The universal life insurance policy refers to a policy in which there is a component of an investment saving also it involves less premium that the person has to pay a low premium amount for continuing the policy. It could benefit the beneficiary after the death of the insured person
So according to the given situation ,for option B there is no flexibility available as no policy loans could be permitted without an interest 
 
        
             
        
        
        
Answer:
(C) Decrease No effect
Explanation:
at purchase: 
30,000 shares x 16 dollars each:
Treasury stock  480,000 debit
               Cash              480,000 credit
--purchase of own share--
Then we will decrease retained earnings for the difference in the cash proceed on the sale and our treasury stock.
30,000 x 12 dollars = 360,000 cash proceeds
treasury stock             480,000
decrease in RE            120,000
cash                         360,000 debit
retained earnings    120,000 debit
         Treasury Stock                      480,000 credit
 
        
             
        
        
        
It is number D because if there’s an increase in supply but not change in demand then the equilibrium price will rise and the quantity will increase
        
             
        
        
        
Answer: When people have insurance against a certain event, the notion that those people are less likely to guard against that event occurring is called a <u>moral hazard.</u>
Explanation: Moral hazard happens frequently in cases of insurance. If a person has a house, they can decide to install a vault because it reduces the risk of being robbed;
However, when the same person has arranged an insurance that covers the risk of theft of the house, they will have fewer incentives than in the previous situation, to install the security door and ultimately it will be able to increase the probability of the loss in this Theft case. This behavior, for example, before insurance coverage is called moral hazard.