The A option is correct.
<h2>Ratio and proportion</h2>
A ratio is an ordered pair of numbers a and b, written as a/b where b does not equal 0. A proportion is an equation in which two ratios are set equal to each other.
Given
The interest rate applied to the present value has on the monthly payment P in the formula

<h3>To find </h3>
The effect an increase in i.
<h3>How to find it?</h3>

on simplifying the equation, we get

Let n be the constant, then the equation will be

It is clear that V is proportional to i.
An increase in i, the interest rate, will not change P, the monthly payment.
Thus, the A option is correct.
More about the ratio and the proportion link is given below.
brainly.com/question/165414