Your thoughts are correct; Ned loses 14 points overall.
The reason the correctly answered questions do not factor into the answer is because that is not what the question is asking. Correct answers are not even mentioned :)
The probability that the outcome is less than 6 is 58.333%.
Step-by-step explanation:
Since a 6-sided die with sides numbered 1 through 6 is tossed, ya penny is then tossed, and if the penny comes up heads, the value of the die is multiplied by 2, but otherwise, the value of the die is left unchanged, to determine what is the probability that the outcome is less than 6 the following calculation must be performed:
(5/6 + 2/6) / 2 = X
(0.8333 + 0.0333) / 2 = X
1.1666666 / 2 = X
0.583333 = X
Therefore, the probability that the outcome is less than 6 is 58.333%.