Each term is separated by a plus sign or a minus sign. We could rewrite the 4ab-5b portion as 4ab + (-5b) to help get everything separated by a plus sign.
The five terms are
3
4ab
4ab
-5b
m
The coefficients are the numbers just to the left of the variable. For a term like 4ab, the coefficient is 4. For the term "m", we can think of it as 1m so we can see it has a coefficient of 1.
The constant term is the term that doesn't have any variable attached to it. That would be the "3" as the first term.
