he uses this to positively affect his credit score by y making all his monthly payments on time. Thus the correct answer is B.
<h3>What is a credit score?</h3>
A three-digit figure known as a credit score is used to evaluate your likelihood of making on-time payments on your debts. A borrower will appear better to potential lenders if their score is higher. The foundation of a credit score is credit history.
To maintain good credit history it is essential to make timely payments to avoid any mischief and maintain a positive reputation in the market.
Therefore, option B is appropriate.
Learn more about credit scores, here:
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