Answer:
This all simply due to the size of the two water bodies question and the your body size in a bath tub the water is small enough to allow the upthrust displace water out if the tub whereas in a lake the water is bigger and your body size is smaller to allow any noticeable upthrust that would cause an overflow
Let h = distance (m) to the water surface.
Initial velocity, u = 0 (because the stone was dropped).
Use the formula
h = ut + (1/2)gt^2
where g = 9.8 m/s^2 (acc. due to graity)
t = time (s)
h = (1/2)*(9.8)*(3^2) = 44.1 m