This is a chemical change and a double displacement reaction in which exchange of ions take place.
Precipitate is the chemical compound which is not soluble in solvent or water and thus remains in solid form. Here is appearing in solid form and thus is a precipitate.
B Silver Chloride when you mix AgNO3- and NaCl- they make AgCl which is insoluble and settle to the bottom of the test tube, and NaNO3 which remains as a liquid solution