To solve this question, we use the factor theorem, and using it, the polynomial function is:

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The factor theorem means that if k is a root of f(x), f(k) = 0.
Thus, applying the factor theorem for this question, we have to choose the function for which: 
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Function 1:

Testing the values:



Thus, since all three conditions are satisfied,
is the polynomial function.
A similar question is given at brainly.com/question/11378552
Adam will most likely have to pay for ATM usage fees.
ATM usage fees refers to the payment one makes when using an ATM machine especially if the bank card inserted is affiliated with another bank.
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Answer:
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Step-by-step explanation:
According to the question, the given rational expression can be simplified which is as shown below:
Rational expression = 
For the simplification of the given expression, calculate the factors of the numerator as well as denominator terms and divide them from each other. In this change the sign of the expression before dividing with each other.
Rational expression = 
The rational expression are also known as polynomial expression. The highest degree of these expression is two. And these expression uses concept of factor rule.
Therefore, the final expression is 
What is polynomial expression?
Polynomial expression are those equation whose highest degree is two. It is also called as quadratic equation. And it is simplified by performing the factors on the given expressions.
To learn more about the polynomial expression from the given link:
<u>brainly.com/question/1280754</u>
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