The correct answer is A: a steel building.
Explanation:
A steel building will have the lowest premiums out of all the choices given above. After reading several insurance companies policies, a steel building has premiums 30% lower than any other homeowner policy. Steel is harder to destroy in a fire and the damage would be less than a wood home, mixed composition, or even an all brick home.
A wood home has the highest premiums out of all the choices given. When one catches on fire, they will burn fast and usually is a total loss unless the fire trucks get there in minutes.
A brick home can still be destroyed by fire on the inside even if the damage is minimal on the outside of the home.
A mixed composition home, will also be damaged by fire and could be a total loss unless fire trucks are there within minutes.
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