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N76 [4]
3 years ago
5

In a situation that provides a mortgage lender the right to execute a foreclosure, who holds legal title?

Social Studies
1 answer:
harkovskaia [24]3 years ago
3 0

Answer:

mortgagee          

Explanation:

A mortgage is a type of loan taken where a property especially a real estate is being used as a collateral. There is a mutual agreement between the borrower and the lender. The borrower signs a promissory note to return the debt to the lender.

The borrower is called as the mortgagor and the lender is known as the mortgagee. The borrower gives the legal title to the lender or the mortgagee while retaining the equitable title. Here the mortgagee owns the property until the loan is payed. In case of default by the mortgagor, the mortgagee can have immediate possession of the property since he have legal title of the property.

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