Uhh because they can kill you lol
A short term goal would be to abstain from sex or masturbation for a health reason: waiting for a UTI, STD or other issue (from a procedure, perhaps) until healing comes.A long term goal would be waiting for marriage to have sex and then committing to only have sex with that person.
Financial goals can be hard to reach but as long as you do the prpoper research and take the proper steps you wil be able to get the answers you need