I would say HMO. The reason is it says SELECTED physicians. An HMO is an in network where you can only go to certain doctors and facilities. In return the doctors receive a little less than what they would originally be paid by other insurances. PPO's you can go to any doctor you want, however the insurance may not cover as much. Hope this helped. I would go with HMO.
1: Teens should be aware of those issues for many reason! Such as helping there future! Helping them have healthy and a not sickness life!
2: So everyone is safe!
3:Not sure sorry
Answer is Option B. charlie should repeat the caliper test
The answer is A. can help you figure out a way to deal with the stress