The f1r5t 1 bc i am a harvard graduate and u can tru5t m3 :)
Explanation:
A group policy becomes entitled under the terms of the policy to have an individual policy issued without evidence of insurability and is not given notice of this right within 15 days prior to the expiration period, the employee must be given an additional period to exercise this right, the right must be exercised by the earlier of 15 days after you receive written notice, or 91 days after your group life insurance ends. The right to convert will end 91 days after your group life insurance ends, whether you have received this written notice or not
