Answer:
Yes. The male and female consumers differ in the amounts they spend.
Step-by-step explanation:
We can express the null and alternative hypothesis as:

It is assumed a significance level of 0.05.
The standard deviation of the difference of means is calculated as:

The test statistic is

The degrees of freedom are:

The P-value for t=10.11 is P=0, so it is smaller than the significance level. The null hypothesis is rejected.
We can conclude that male and female consumers differ in the amounts they spend.
More than means to add.
Quotient means to divide.
4 + (12/x)