They are re-elected precisely because they have a low approval rating. They are re-elected to prevent them from establishing long lasting legacies and being members forever or from passing it on to their children or anything similar. If you don't approve of them then you re-elect them so someone else can try to do something better.
A theodicy is an attempt to justify or defend God in the face of evil by answering the following problem, which in its most basic form involves these assumptions: God is all good and all powerful (and, therefore, all knowing). The universe/creation was made by God and/or exists in a contingent relationship to God.
Banks are important to the U.S. economy because
⇒ they have the ability to lend people money so they can borrow it
⇒ they provide insurance for people who want to save $$$
⇒ give businesses the opportunity to grow and invest
Government actions can affect how banks operate:
⇒ Taxes
- reconstruct money from consumers and producers to gov't coffers
- The ↑ the tax, the less money people have to spend.
⇒ Wholesale Interest Rates
- rates that are loaned to retail banks by central banks
- retail banks share money with consumers and producers at a huge rate
