Answer:
D) They offer lower interest rates for borrowers.
Explanation:
due to lower interest rate on loan, credit union have a major advantage for borrowers. They dont have to pay anything to shareholder and due to this advantage of credit union of non-profit feature, they forward the surplus funds to the respective customers on having deposited accounts.
Answer:
The federal government runs all the states combined, under common federal law, while the state, or provincial government, operates under local state-wide laws. ... The federal government is where the federal laws that are made by the US Congress, are applied, while the state government is where state-wide laws made.
Many items on a "culture-fair" test require the use of "<span>nonverbal abilities".
</span>
Numerous things on a "culture fair" test require the utilization of nonverbal capacities, for example, turning objects as opposed to things about verbal information that may be culturallv particular. The one thing that IQ tests do well is foresee scholarly accomplishment for the individuals who score at the higher and lower closures of the ordinary curve.
The answer is: A proposed amendment becomes part of the Constitution as soon as it is ratified bythree-fourths of the States (38 of 50 States).