I think a lot more people accept it and there attitude is more positive about it but there are still a lot of people (like me) who still think negatively about it.
With low credit, it's harder to obtain a healthy life style. Financially, for example, you wouldn't be able to receive loans from banks due to your credit being so low from previous transactions in the past, which eventually can put you at risk of getting any more loans.
<span>In order to combat social loafing Professor Garcia could hold group members responsible for each other's part in the group and set up a system of checks and balances. The professor could also assign the lowest possible number of people to minimize wavering attitudes. The proffesor could also hold people directly responsible for specific roles on the group project and assign them individual grades.</span>