Answer: Perpendicular because the second line has a 2/3 slope and starts at 4.
Answer:
The balance be after he has made exactly half of his monthly payments is $56881.4.
Step-by-step explanation:
Given : Dean took out a 10-year loan for $40,000 at an APR of 4% compounded monthly.
To find : What will his balance be after he has made exactly half of his monthly payments?
Solution :
Formula of monthly payment ,
Discount factor
Where, Amount = $40,000
Rate r= 4% compounded monthly
Time = 10 years
Now, put all the values we get,
Half of the monthly payment is $807.345
Payment for 10 years is 
The balance is $96881.4-$40000=$56881.4
Therefore, The balance be after he has made exactly half of his monthly payments is $56881.4.
Answer:
4
Step-by-step explanation:
first take away the 5 years (13-5=8)
then divide it by 2 (8÷2=4
Hey, this is photography right?
Step 1: Evaluate the scene
Exactly how you use the golden ratio depends on the scene in front of you. Composition techniques are there to help you think about the scene instead of just pointing and shooting.
Step 2: Determine whether to use the golden ratio or the golden spiral (or even the Rule of Thirds)
Next, choose between the golden spiral and the phi grid. You can’t contort a straight object to fit inside a spiral, so if your scene has great leading lines, try the phi grid.
Step 3: Imagine the overlay and shoot
Imagining a complex spiral aligned over your photo can be tricky at first. If you simplify the concept, it’s a bit easier to manage.
First, check and see which grid overlays your camera has built-in by viewing the options in settings. If your camera has a phi grid or spiral option, turn that feature on. Most will have the Rule of Thirds. Even when that isn’t the composition guide you are using, it’s helpful to enable that feature.
Step 4: Edit
Picturing the phi grid or golden ratio spiral as you shoot is one thing, but what if you want that exact 1.618 magic number? Thankfully Photoshop (and several other photo editors) have tools for that.
Hope this helped!