Near water, change in elevation, or change in latitude.
No. When water first begins to cool down, it contracts. However, as it gets colder and eventually freezes, it begins to expand.
You can test this by freezing water in a water bottle: when you take it out of the freezer, the cap might have popped off or cracks may have formed in the sides of the bottle.
Answer: Water expands when frozen, not contracts.
I believe the answer you are looking for is the 4th one.