The one that you shaded in is correct
It is a <u>false </u>statement.
<u>Explanation</u>:
The terms and conditions are the legal agreement that is formulated by the service provider. If a person who want to purchase the product or service, he/she should agree with the terms and conditions of the seller. The customer must accept the terms of service to use the offered service. Terms of service can be a disclaimer, especially regarding the use of websites.
The terms and conditions doesn’t vary with the customer, it just varies with the product. It should be noticed clearly before making the purchase or use of the service.
Answer:
The first cooperative in Nepal was established in 1956. As a result, the independent growth of cooperatives took off and the number of cooperatives had reached over 26,500 as of July 2012. Cooperatives in Nepal offer a wide range of savings and credit, insurance, and non-financial services.
Explanation:
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It’s the office of Personnel Management!!