Answer:
Land-use laws=Controlled development of
towns and cities. The land use acts ensure proper allocation of lands to developers for appropriate developments and strict adherence  to policies and ethics.
Banking  regulations= Greater financial stability.
For efficient management of financial resources and  management of the cash flow and distribution, banking regulations ensure certain rules and principles are adhere to. 
Labor laws=Protection of young
workers.
The right of workers is ensured by the labour laws  to prevent exploitation, and ensure  protection of young workers for them to receive deserved wages and prevent underpayments.
Explanation:
 
        
             
        
        
        
<span>After a fetus has developed for three months, what is its skeleton made of :
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<span>The bones will be formed from the centers of ossification, cartilage will gradually be replaced by bone. during this time, ossification of the spine <span>continues.
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Answer:
 expectancy means: the state of thinking or hoping that something, especially something pleasant, will happen or be the case.
Explanation:
  
        
                    
             
        
        
        
Possibly scurvy? I'm not really sure.
        
             
        
        
        
Gloves tubes to put blood in