Answer:
There are many ways to determine if the information is credible or not. One way is to ask yourself "Did the person or website list cites?" Cites are good ways to determine if the information is credible or not or not. Cites mean that you can prove where the information they are presenting came from.
Copays are a fixed fee you pay when you receive covered care like an office visit or pick up prescription drugs. A deductible is the amount of money you must pay out-of-pocket toward covered benefits before your health insurance company starts paying. In most cases your copay will not go toward your deductible