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scoray [572]
3 years ago
15

: Typically required on ________ loans when the down payment is less than ______% and loan-to-value ratio is in excess of ____%.

Loans with higher LTVs don't conform to Fannie Mae/Freddie Mac guidelines, so a lender may require PMI to offset the risk.
Business
1 answer:
BARSIC [14]3 years ago
3 0

Answer:

Mortgage, 20%, 80%

Explanation:

Typically required on Mortgage loans when the down payment is less than 20% and loan-to-value ratio is in excess of 80%. Loans with higher LTVs don't conform to Fannie Mae/Freddie Mac guidelines, so a lender may require PMI to offset the risk.

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Assume Sarah is a cash-method, calendar-year taxpayer, and she is considering making the following cash payments related to her
Marizza181 [45]

The question is incomplete. However, it is about the calculation of after-tax cost of payment

Answer:

After-tax cost = payment*(1-0.37)

Explanation:

The after-tax cost is the net cost after the deduction of the amount of tax from the actual payment. In most cases, the value of the tax deduction is determined by multiplying the marginal tax rate with the payment. Then, the magnitude of the after-tax cost can be estimated by subtracting the payment from the tax deduction.

7 0
3 years ago
In considering channels and logistics, what is the definition of intermodal transportation? Group of answer choices Combining tw
Taya2010 [7]

Answer:

Inter-modal transportation: Combining two or more modes of transportation

Explanation:

Logistics is the movement and coordination of resources such as food, liquids, materials, inventory, people and equipment from one location (origin) to another (destination). Intermodal transportation is used in logistics to transport a shipment from the shipper to the consignee. There are 3 methods of transportation:

  1. Ocean transportation e.g. ships
  2. Land transportation e.g. trucks, trains
  3. Air transportation e.g. flights

When any resource is transported by use of any two or more of these modes, it is known as intermodal transportation. For example, a container of clothing might be transported from Tokyo, Japan to New York, USA.

<u />

Japan factory to Japan Harbor: Train

Japan Harbor to USA Harbor: Ship

USA Harbor to warehouse in USA: Flight

Warehouse to shopping mall: Truck

5 0
3 years ago
You borrow money on a self liquidating installment loan (equal payments at the end of each year, each payment is part principal
Schach [20]

Answer:

it to long to read sorry  what is it about now now

Explanation: ask someone else

4 0
3 years ago
When you need to gauge the receptivity of a​ recipient, which type of communication is​ best?
Sliva [168]
Oral communication would be the answer. Hope this helps!
5 0
4 years ago
Write an auto biological about yourself​
Reika [66]

To write a Bio:

Choose a voice

State your job title

State your philosophy

Share your accomplishments

1. Choose a voice

The first step in writing a short bio is deciding on a voice. For our purposes, choosing a voice involves deciding whether you are writing in the first or third person. Writing in the first person means using the words "I" and "me", while writing in the third person means using your name.

For instance, if you are writing a slightly informal bio for your Twitter profile, first-person would probably be the best fit. However, if you are adding a bio to your company page and all your coworkers used third-person in their paragraphs, you should certainly follow suit. Your voice should accurately represent who you are as a person, so you might also adjust your voice to be more professional, witty, friendly or reserved, depending on your personality.

2. State your name and job title

In the first sentence of your short bio, you will need to give your name and your current job title. For example, your bio might begin with "Sarah Hayes is the Senior Marketing Director for Blooming Street Creative". If you are in the process of finding a job, you can list your most recent title or your college major. This might look something like "My name is John Grayson and I am a recent college graduate with a Bachelor's Degree in Web Design and Development".

3. State your philosophy

After introducing yourself, you may want to relate your personal or professional mission statement. This should answer the question, "Why do you do what you do?". Your personal philosophy may involve serving others, providing for your family or making the most of your opportunities. Your professional philosophy could relate to expanding your expertise, contributing to society or learning new skills. Your philosophy should give your reader an accurate idea of what matters the most to you.

Read more: Core Values: Overview and Examples

4. Share your accomplishments

Writing a short bio is similar to writing a resume in that you will want to highlight your professional accomplishments. However, you will need to describe them in a way that any reader can understand. Instead of describing yourself as a "Carthage award-winning graphic artist," you might write that you are a "multi-talented graphic artist who won the 2019 Carthage Award for artistic excellence and innovation." Even if your reader is not familiar with your specific industry's awards, they will likely respond well to positive keywords like "innovation."

You most likely will not have room to list all past accomplishments, so it is important to choose which ones to highlight. Focus on awards or recognitions that relate to a variety of professional skills or that speak to your proficiency and competence.

Tips for writing a short bio

Here are some tips for how to write a successful short bio:

Be concise

Most short bios are between four and eight sentences long, so you will only have room to discuss a limited amount of personal information. To help you determine which facts are the most relevant, you will need to consider your audience and your primary purpose. If you looking for a new job in the medical field, you will want to list your degrees, credentials and professional skills. If you are a freelancer advertising your services, you might include your years of experience, a description of your style and why you chose to pursue your particular area of expertise.

Be human

One of the most important roles that a short bio plays is humanizing you in the minds of your readers. A well-written short bio will give your reader an accurate impression of who you are, both professionally and personally. Including specific details like descriptions of your family, your hobbies or other passions can help your readers relate to you and understand your motivations.

Be authentic

It is important for your short bio to be an accurate representation of who you are. When writing your bio, be sure to describe your accomplishments honestly, without exaggerating. It is a good idea to highlight your professional strengths but you also want to be able to live up to your promises. Authenticity and sincerity is the best option when writing a short bio.

 

Example 1

“Mary Jones is an Administrative Assistant with eight years of experience working alongside the executive team of a Fortune 500 company. Mary specializes in administrative technology and is responsible for educating other employees on using progressive systems and applications, including accounting software, mass communication procedures and organizational apps. Mary is a powerful force in the workplace and uses her positive attitude and tireless energy to encourage others to work hard and succeed. Mary is inspired daily by her husband and their two daughters. In her free time, Mary likes to hike, crochet and play video games with her grandson."

4 0
3 years ago
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