Which law protects credit card users from debt collection practices that are abusive or invade the user’s right to privacy?
1 answer:
<u>Answer:</u>
The Fair Debt Collection Practices act protects the credit card users from the deceptive or incorrect practices when debt is collected.
<u>Explanation:</u>
FDCP act, enacted by United States Congress is amended as Public Law 111-203- title X- 124 Stat. 2092 (2010) to protect the customers from the exploitative ways of debt collection. It is signed into law by the then president Jimmy Carter on September, 20, 1977. This law limits the third party debt collectors from collecting the debts of other entity or person.
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We are given speed and time for Junnie and Maurice.
We will use speed distance formula here to find the distance covered by Junnie and Maurice.
The formula is given by:
Distance covered by Junnie:
We are given speed of Junnie as 3.2 miles per hour and time taken by her is 2.5 hours.
Plugging these values to find distance:
Distance = 3.2 * 2.5 = 8 miles
Distance covered by Maurice:
We are given speed of Maurice as 4.1 miles per hour and time taken by her is 1.8 hours.
Plugging these values to find distance:
Distance = 4.1 * 1.8 = 7.38 miles
Distance covered by Maurice is 7.38 miles whereas that covered by Junnie is 8 miles.
(A) So it is clear that Junnie walked farther.
Now let us find how much farther did Junnie walked.
We can find that by finding the difference between the two distances.
Difference = Distance covered by Junnie - distance covered by Maurice
Difference = 8- 7.38 = 0.62
(B) So Junnie walked 0.62 miles farther.