<span>She is going over budget.
She is putting less than the recommended percentage of her income into the savings category.
She is putting the minimum recommended percentage of her income into all categories except debt.
She is putting less than the recommended percentage of her income into the clothing, medical, and miscellaneous categories.</span>
since this is a multiplication, all the numerators are just factors of the product numerator and all denominators are just factors of the product denominator, so we can simply reorder them some, without changing the product.
