A certificate of deposit (CD) requires you to commit to keeping your money in the account for a predetermined amount of time, which might be anywhere from a few months to several years. In return, you will receive a guaranteed return on your investment from the bank or credit union that provides your CD. This return will often be higher than the one you would receive from a standard savings account.
A certificate of deposit (CD) is a type of time deposit that is frequently offered by banks, thrifts, and credit unions in the US. Savings accounts and certificates of deposit (CDs) are different from one another since a CD often has a fixed interest rate and a set duration (commonly one, three, or six months). The bank anticipates that the CD will be kept until it matures, after which it can be withdrawn and interest collected. Similar to savings accounts, certificates of deposit (CDs) are guaranteed "money in the bank" (in the US, up to $250,000), making them virtually risk-free up to the local insured deposit limit. In the US, CDs are covered by the National Credit Union Administration (NCUA) for credit unions and the Federal Deposit Insurance Corporation (FDIC) for banks. Institutions typically give greater interest rates for deposits made by customers for a predetermined period of time than they do for demand-withdrawal accounts, though this may not always be the case when the yield curve is inverted. Although variable rates are not as prevalent as fixed rates, certain institutions do issue CDs with them.
Learn more about certificate of deposit here
brainly.com/question/28323381
#SPJ4
Answer:
$100
Explanation:
Market price of common shares = $10 per share
Number of common shares granted by RSUs = 50 million
Total market value of common stock issued = Number of Common shares granted by RSUs × Market price of common shares
Total Market value of common stock issued = 50 million × $10 = $500
Vesting Period = 5 years
The effect on earnings in the year after the shares are granted to executives = Total market value of common stock issued / Vesting Period
The effect on earnings in the year after the shares are granted to executives = $500 / 5 years
The effect on earnings in the year after the shares are granted to executives = $100
Answer:
Given the supply of land is perfectly inelastic, the drop in prices must have resulted from decreased demand for land. The demand for land would fall if there were less of a return on the land (i.e., rent), so we can safely assume that land rent fell in Japan between 1990 and 2001. The shifts from D3 to D2 to D1 demonstrate graphically what happened in Japan.
Explanation:
Answer: technological environment
Explanation:
Technological environment simply has to do with how science and technology and technological progress has impacted on businesses.
The technological environment is the environment whereby the technological changes affect the marketing efforts of firms. Therefore, a business that establishes a web-site and begins to allow customers to place its orders online without ever coming into their store, is responding to changes in the technological environment.