The explicit formula would be

.
This is a geometric sequence, since we are multiplying each term by a constant to find the next term.
The explicit formula for a geometric sequence is given by

,
where g₁ is the first term and r is the common ratio, or the number that is multiplied to get the next term.
Our first term is 5, and the common ratio is 3.
-4K = 1.2 + 6
-4K = 7.2
-4K/-4 = 7.2/-4
Therefore k = -1.8
-8,-3 if i read that correctly, that should be the answer.
6 years if you add the years up and look at the ages