Mn - 4m - 5n + 20
In this, mn and -4m have a common factor; m. So we can take that out to make it:
m(n-4) -5n + 20
Now, -5n + 20 also has a common factor which is 5, because 20/5 gives you 4, and 5/5 equals 1. So we can talk out that -5 (it doesn't need to be negative, but negatives on variable, no gusta). So you'd get
m(n-4)-5(n-4) OR m(n-4)+5(-n+4)
Alright, so the rate of change is the same thing as the slope, so we can find this by using the slope formula (which I took a picture of because it's super messy to type it out like this)
Now that we know the slope formula, we need to find the x values and the y values to plug into the equation. We'll say that the years are our x values and the money spent (in billions) are our y values. Now that we've set up an axis, we can create points! Our points would be (2000, 1243) and (2005, 1838)
Now we can plug our points into our equations! On the top of our equation, we'll put (1838-1243), and on the bottom we'll put (2005-2000). When we simplify that, we end up with 595/5, which simplifies to 119. Now we know that the rate of change for the credit cards was 119 billion!
Answer:
(C)
Step-by-step explanation:
If A(t) represent the amount of money in a bank account at time t years.
The rate at which the account is increasing is proportional to the amount of money in the account, which is modeled by the differential equation:

First, we solve this differential equation

At the moment when the amount of money in the account is $1000, the amount is increasing at a rate of $50 per year.
When A(t)=$1000, 
Therefore:

Substituting into our result from A(t) above:


^Here's the answer. Any number will have a denominator of 1. Then, multiply as usual and you'll get the answer.