Question

Subprime lending rates are 1) __________ than prime lending rates and are commonly offered to people with 2)__________ credit scores.

Answer 1

Subprime lending rates are higher than prime lending rates and are commonly offered to people with poor credit scores.  When people have poor credit scores, they are given out loans with high interest rates because the lenders need to protect themselves incase the person does not pay or does not pay on time. When this happens, they are given subprime lending rates.