(-4,-3)(12,1)
slope(m) = (1 - (-3) / (12 - (-4)
slope(m) = (1 + 3) / (12 + 4)
slope(m) = 4/16 = 1/4
y - y1 = m(x - x1)...using (12,1)
y - 1 = 1/4(x - 12)
y - 1 = 1/4x - 3
y = 1/4x - 3 + 1
y = 1/4x - 2
-1/4x + y = -2...multiply by -4
x - 4y = 8 <=== here it is
6.25 years
Find 1% of 40,000. 400
Multiply by 8. 3200
Divide by 20,000. 6.25

Hmmm... Strange very very strange. The bars around the w represent absolute value, and whatever is inside those bars always yields a positive answer. So, |-87| = 87 or |-8| = 8 or even |5|=5