This is a question on Present Value of Annuity and we seek the periodic withdrawal.

where:
FVA = Future value of annuity
PMT = Periodic Withdrawal
i = interest/discount rate
n = no of years
m = no of compundings per interest period

PMT = $22.01
Answer:
<em>15</em>
Step-by-step explanation:
I think it is 568 if I’m not mistaken
X = 12 + 68.
If 68 is 12 less than x, then we should add 12 to 68 to get x.