Lack of education about risks
The Three R's are reduce, reuse and recycle. Print on both sides of the paper to reduce paper wastage in school. At home, on the other hand, avoid buying items that are over packaged with plastic. Use paper or reusable bags! :)<span />
Answer:
For moderate-intensity physical activity, your target heart rate should be between 64% and 76%1,2 of your maximum heart rate. You can estimate your maximum heart rate based on your age. To estimate your maximum age-related heart rate, subtract your age from 220. For example, for a 50-year-old person, the estimated maximum age-related heart rate would be calculated as 220 – 50 years = 170 beats per minute (bpm). The 64% and 76% levels would be:
64% level: 170 x 0.64 = 109 bpm, and
76% level: 170 x 0.76 = 129 bpm
Explanation:
Naomi has a very high deductible and an HSA. Naomi most likely has a low premium