<!--td {border: 1px solid #ccc;}br {mso-data-placement:same-cell;}--><span>For example, a credit card company might charge 1% interest each month; therefore, the APR would equal 12% (1% x 12 months = 12%). This differs from APY, which takes into account compound interest. The APY for a 1% rate of interest compounded monthly would be 12.68% [(1 + 0.01)^12 – 1= 12.68%] a year. If you only carry a balance on your credit card for one month's period you will be charged the equivalent yearly rate of 12%. However, if you carry that balance for the year, your effective interest rate becomes 12.68% as a result of compounding each month.</span>
You will divide the 12 by 28: 12/28 and that equals 3/7
Answer:
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joke 1. 2 hunters were out in the woods right while they were following fresh tracks from a big elk one of the hunters drop to the ground and his eyes roll backwards so the other hunter whips out his phone and calls the hospital "I THINK MY FRIEND IS DEAD!" he told the doctor the doctor told him " Calm down let's make sure he's dead. so there is a moment of silence the you here a big pop the hunter says "NOW WHAT!" (he shot his friend)
joke 2. I wanted to be a democrat for halloween but i could not stick my head far enough up my a/s/s to be one.
Joke 3. What has more lives than a cat? A frog cause it croaks every night.
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