Answer: They are legally binding and They are protected by consumer rights
Explanation:
I think the correct answer would be second opinions. Insurance companies would recommend their members to go for second opinions so as to make sure the operation is worth it for them to spend less and wisely. Hope this answers the question.
Protein digestion would be more difficult because of that buffering action of sodium bicarbonate on the stomach acid, which alters the optimum pH for the action of pepsin, a major protein-digester