The grant available to third- or fourth-year college students majoring in physical, life, or computer sciences is the SMART Grant.
Two grant programs based on need were created by The Higher Education Reconciliation Act of 2005 for complementing the <em>Federal Pell Grant Program</em>:
- The first is called ACG (Academic Competitiveness Grants). Undergraduates from first and second year who fulfilled a rigurous high school curriculum can be awarded with it.
- The second is called SMART (National Science and Mathematics Access to Retain Talent Grants). Undergraduates from third, fourth and fifth year majoring in technical fields, critical foreign languages, or who are part of a qualifying liberal arts program can be awarded with it.
Answer: False
It is unclear what the effect of the environment is on a child's IQ. While some scholars argue that IQ is innate, some others believe that a child's IQ is dependent on his context. Regardless of whether this is the case or not, a child raised in substandard conditions will either see a decrease in his IQ, or will experience no change. He will not experience an increase in IQ.
Answer:
Inductive approach
Explanation:
The inductive approach is the approach of research in which a person chooses his/her interesting topic for further research. He/she collect the data for research. When the researcher collects the data, then the researcher took breather data from data collection.
A birds-eye has been taken on a collection of data. The researcher will take a look at data and try to develop theory related research and will explain it.
When any of the research takes a look at this pattern, the researcher will observe the set of rules and reached a general idea of the proposition about the experience during research. Researchers transform from data collection to theory development. This approach is based on specific to general ideas.
The following statements describe accurately the terms of this mortgage:
-"The monthly interest rate is 4 percent". This means that each month, the owner will have to pay the normal fee plus 4% of it.
-"Monthly payments must be for 30 years". This means that the owner will have to make a payment every month for 30 years in order to pay their debt.
-"The homeowner is borrowing $200.000". This is the amount of money the homeowner is borrowing from the bank or company, which they will pay by making monthly payments for 30 years.
The other three statements do not describe the terms of the mortgage as they misunderstand the details.
-Payments must be made for 30 years, with 12 months each year, it makes it 360 payments in total. Not monthly payments for 360 years and the homeowner is not borrowing $360.000 either.
-The annual interest rate is not 4.8% . The correct way to find this value is by taking into account days and months, which would make it be around 60%.
Unemployment exists when people who are willing to work at the going wages cannot find jobs. It can be explained as below:
The workforce population includes people from 15 to 59 years. Therefore, if people below 15 years and above 59 years do not have a job, they cannot be called unemployed.
In India, unemployment can be categorized as in rural and urban areas. Further, rural unemployment includes seasonal and disguised unemployment and urban unemployment includes educated unemployment.