Answer:
Routine activities theory.
Explanation:
Marcus Felson and Lawrence E. Cohen developed the Routine activities theory to explain the ecological process of the crime or situation of the crime thus diverting the study of criminology from just the mere offenders. They used this theory to explain the crime in the United States in the period following World War two where the economy is booming. Therefore they relate the occurrence of crime to the more opportunities provided than merely in social problems of poverty, unemployment, etc.
When capital adequacy line is equal to the savings per worker function then "normal expected returns to investor".
<h3>What is
capital adequacy/requirement ratio?</h3>
The capital adequacy ratio (CAR) gauges a bank's level of capital retention in relation to its level of risk. The CAR of banks must be monitored by national regulators in order to ascertain how well it can withstand an acceptable amount of loss.
The components of capital adequacy are-
- The Capital Adequacy Ratio (CAR) aims to ensure that banks have an adequate amount of capital to safeguard depositors' funds.
- (Tier 1 Capital + Tier 2 Capital) / Risk-Weighted Assets is the calculation for CAR.
- The BIS's capital standards have tightened up in recent years.
- By reducing the likelihood of bank insolvency, capital adequacy ratios promote the effectiveness and stability of a country's financial system.
- A bank with a high capital adequacy ratio is typically thought to be secure and likely to fulfill its financial obligations.
The principle of capital adequacy are-
- High-quality and loss-absorbing capital are both necessary.
- The Basel III criteria for common stock, along with supplementary tier 1 and tier 2 capital, are applied to establish the quality of capital, with retained earnings being the most important factor.
To know more about the capital requirement, here
brainly.com/question/13676980
#SPJ4
<u>Similarities between America and Europe:</u>
Both introduced new crops like corns, beans and potatoes. The interaction between Europe and America led to the spread diseases like malaria which spread from Europe to America leading to decline in population of America. Foreign animals were exchanged between America and Europe. America got horses and pigs while Europe got animals like alpacas and pack animals.
<u>The differences between Europe and America:</u>
In America, the spread of diseases led to a decline in population whereas In Europe because of valuable crops, the population increased. For America, the environment changed because of overgrazing by animals but for Europe, the environmental impact was minimal.
Researchers like De-Casper use the suckle rate, that is, the rate at which the infants take the breastfeeding, to test the preferences of newborn infants.
<h3>
Who is De Casper?</h3>
Anthony James De Casper is a psychologist who researches the prenatal and neonatal experiences over the development of cognitive abilities in a human being.
The suckling is the process where a newborn baby is fed with her mother's breast milk. The rate of suckling is how fast the newborn infants learn to take fed, is actually used by the researchers like De-Casper to identify the preferences of newborn babies
Therefore, the researchers used the suckle to get to know about the preferences of newborn babies.
Learn more about the De Casper in the mentioned link:
brainly.com/question/4728206
#SPJ1
