a lender licensed under the CFL Lenders law
<h3>What is
Lenders law?</h3>
When applying for a residential mortgage loan, lenders are not allowed to consider your race, color, national origin, religion, sex, familial status, or disability. Fair lending ensures that everyone has access to the same lending opportunities.
The law defines a finance lender as "any person engaged in the business of making consumer or commercial loans." A finance lenders license exempts the licensee from the California Constitution's usury provision.
Mortgage brokers (also known as "mortgage bankers"), direct lenders (typically banks and credit unions), and secondary market lenders are the three main types of lenders (which include Fannie Mae and Freddie Mac).
To know more about Lenders law follow the link:
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Your answer to the question is A
Taking part in the research is voluntary, but if you choose to take part, you waive the right to legal redress for any research-related injuries
Answer: Option A.
<u>Explanation:</u>
Exculpatory language is the language which removes or waives away the legal rights of the people who are about to take part in any events or participate in any thing.
A consent form or an informed consent should not include any kind of the exculpatory language which results in the waiving away of the legal rights of the people who are going to sign the form for taking part in an event, in any research and so on.
Answer: $0
Explanation:
Fron the question, we are informed that Patterson Co.’s Depreciation Expense is $20,200 and the beginning and ending accumulated depreciation balances are $150,100 and $155,100, respectively.
The cash paid for depreciation will be $0. It should be noted that depreciation has to do with the ear and tear of an asset because its usage therefore no cash will be paid for depreciation.
