Answer:
(1). Secured loans
Collateral is generally required for secured loans. Secured loan are those for which the borrower, along with a promise to repay, puts up some asset (collateral) as surety for the loan. A secured loan instrument simply means that in the event of default, the lender can use the asset to repay the funds it has advanced the borrower. The risk of default on a secured loans tends to be relatively low since the borrower has so much more to lose by neglecting his financial obligation. Secured loans financing is typically easier for most consumers to obtain. As this type of loan carries less risk for the lender, interest rates are usually lower for a secured loan.
(2). Higher interests rates.
People who get loans but are considered a risk to fully repay them, often get higher interest rate. Because the risk to the lender is increased relative to that of secured debt, interest rates on unsecured debt tend to be correspondingly higher. However, the rate of interest on various debt instruments is largely dependent on the reliability of the issuing entity. An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default.
(3). Higher total payment.
An unsecured loan to an individual may carry astronomical interest rates because of the high risk of default. Lenders issue funds in an unsecured loan based solely on the borrower's creditworthiness and promise to repay. Unsecured loan has no collateral backing, It involves no security, Hence, If the borrower defaults on this type of debt, the lender must initiate a lawsuit to collect what is owed.
Answer:
B) Intellectual disability
(Intellectual development disorder)
This is an international agreement, which extends the 1992 United Nations framework Convention on Climate change.
Answer:B) can make a difference even for victims of torture-if the person feels he or she has some control, he or she tends to be less affected by the stressor over the long term.
Explanation:
The feeling of control over any situation makes a person not feel like a victim at all times because they feel convinced that they can only be a victim of they think they are a victim but they have the power to not think like that and not feel like that. One can defy the odds through being in control and overpowering what ever situation that might have affected them as long as they know they have control over it.
This would fall under the 9th ammendment because the 9th ammednment says that there are other rights than the ones that are mentioned in the document . I hope thi helps :}
