The cause-and-effect structure helps the reader understand how specific people's decisions affected the spread of the fire.
It affects the narrator's tone in a piece of writing.
Answer:
The Bottom Line
However, those who don't have insurance coverage will be at a much greater disadvantage. The inability to seek treatment for health conditions, the crushing weight of medical bills, and the substantial tax penalty for being uninsured are three good reasons to obtain coverage.
A personal narrative is a story from your perspective