Answer:
B Insuring Clause
Explanation:
According to my research on various insurance policies, I can say that based on the information provided within the question the section being described in the question is called the Insuring Clause. Like mentioned in the question this is a provision on the first page of the policy which states the coverage and when it applies. Which in term defines that anything else other than what is states is ineligible for payment.
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Answer: Instinct or reflex
Explanation: Humans avoid anything dangerous or something that could harm them more than help. Unless she's a masochist, she would raise her foot to not get harmed.
