Common exclusions found in liability policies are damage to property owned by the insured.
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What are liability policies?</h3>
Liability insurance is a component of the general insurance system of risk financing that shields the buyer from the risks of liabilities brought on by lawsuits and other claims of a similar nature.
It also shields the insured in the event that the buyer is sued for claims covered by the insurance policy.
Hence, the choice of damage to property owned by the insured is correct.
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18: To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof.
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All of your emotions can influence your driving
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“Rational choice” theory assumes that delinquents are constantly acquiring and analyzing information, with their “rational” analysis leading them to the conclusion that crime is a lucrative enterprise where the benefits outweigh the risks.
Explanation: Rational choice theory can apply to a variety of areas, including economics, psychology and philosophy. This theory states that individuals use their self-interests to make choices that will provide them with the greatest benefit. People weigh their options and make the choice they think will serve them best.