At 60 degrees north and 40 degrees east, I found Asia as the country you are looking for.
Urban culture was developed, and international trade as well. It was a mixed people, not just one race.
Harapa's art is represented by architecture, sculpture, stamps, jewelry and clothing. The architecture does not show grand temples or palaces, but large, comfortable houses built on wide streets. The biggest construction is the reservoirs and baths, and it is unknown to what extent they would be linked to a sacred aspect. The clothes were sophisticated, as shown by the various stamps used in maritime trade with other countries.
They worshiped the Mother Goddess (Sakti).
The other persons insurance unless they do not have insurance if you have full coverage your insurance company will cover it usually including you pay your deductible and in both cases you can't take them to court by filing a small civil suit and making a report in the police station. Assuming you have a plate number or name that identifies the other party they will be obligated to go to court and if they don't they will recieve a bench warrant or also know as FAT warrant either way these things do take time but each step is a step closer to you winning your case and well deserved compensation
