Ask question

Ask question

All categories

3 years ago

7

A CEO who communicates about the opportunities and challenges facing the company to employees at all levels and in all departmen

ts is engaged in .:_______
a. sending routine messages
b. communication apprehension
c. horizontal communication
d. horizontal communication

1 answer:

Firdavs [7]3 years ago

4 0

Try looking for the worksheet with the answer key

You might be interested in

What effects did European colonization have on Native Americans in North America? In your response, be sure to consider: A. what

Galina-37 [17]

Answer:

European colonization devastated the lives of Native Americans in the US. Currently about 5 million native Americans live in the US, while the total US population is 329.45 million (roughly 1.5%). The vast majority of Native Americans (78%) currently live in Oklahoma, Arizona, and California. none of these states was a part of the original American colonies so that can give us an idea that the general policy taken by European colonists was to wipe them out.

In the US, Native American societies were not as advanced as those societies in Mexico and Central America (Aztecs and Mayans), or the Incas in South America. At first European colonists didn't confront the Native Americans directly since they actually received a lot of help from them (remember Thanksgiving).

But as American colonies started to grow and develop, Native Americans became a problem because no one likes to be thrown out of their homes, so conflicts started.

Spanish colonists had a religious view on Native Americans and they tried to convert them to Christianity after they took everything that they considered valuable from them. Mexico which is also part of North America, currently has a very large Native American and mestizo population (combined 90%).

On the other hand, British and Dutch colonists took a different approach and once the Native Americans were not useful anymore, they basically killed them all (or the vast majority).

4 0

3 years ago

What causes changes from one phase of the business cycle to another?

mixas84 [53]

If you look it up your question on google your answer will come up and click on the very top link.

7 0

4 years ago

Jim has an annual income of $240,000. Jim is looking to buy a house with monthly property taxes of $140 and monthly homeowner’s

kupik [55]

Answer:

The amount of the most expensive house Jim can buy is $1,329,720.81.

Explanation:

Maximum LTV = 80%.

Annual income = $240,000

Monthly total income = Annual income / 12 = $240,000 / 12 = $20,000

Maximum front end DTI limit = 28%.

Front end DTI = (Monthly mortgage payment using Front end DTI + Monthly tax + Monthly insurance) / Monthly total income

28% = (monthly mortgage payment using Front end DTI + $140 + $70) / $20,000

28% * $20,000 = Monthly mortgage payment using Front end DTI + $210

$5,600 = Monthly mortgage payment using Front end DTI + $210

Monthly mortgage payment using Front end DTI = $5,600 - $210 = $5,390

Maximum back end DTI is 36%.

Back end DTI = (monthly mortgage payment using Back end DTI + monthly tax + monthly insurance + other debt payments) / monthly gross income.

36% = (monthly mortgage payment using Back end DTI + $140 + $70 + $178) / $20,000

36% * $20,000 = Monthly mortgage payment using Back end DTI + $388

$7,200 = Monthly mortgage payment using Back end DTI + $388

Monthly mortgage payment using Back end DTI = $7,200 - $388 = $6,812

Maximum monthly mortgage payment to satisfy both Front and Back end DTI = Lower of Monthly mortgage payment using Front end DTI and Monthly mortgage payment using Back end DTI = Monthly mortgage payment using Front end DTI = $5,390

The loan amount can now be calculated using the following Excel PV function:

Loan amount = PV(rate,nper,-pmt) .............................. (1)

Where:

rate = Monthly rate = Annual rate / 12 = 4.5% / 12 = 0.045 / 12 = 0.00375

nper = Number of period or months = Numbers of years of loan tenure * 12 = 30 * 12 = 360

pmt = monthly payment = Maximum monthly mortgage payment to satisfy both Front and Back end DTI = $5,390

Substituting all the values into equation (1), we have:

Maximum loan amount = PV(0.00375,360,-5390) ................. (2)

Inserting =PV(0.00375,360,-5390) in any cell in an Excel sheet, we have:

Maximum loan amount = $1,063,776.65

Maximum house value can be calculated using the following formula:

LTV = Maximum loan amount / Maximum house value ……..……….. (3)

Substituting the relevant values into equation (2), we have:

80% = $1,063,776.65 / Maximum house value

Maximum value of house = $1,063,776.65 / 80%

Maximum value of house = $1,329,720.81

Since the Maximum value of house is $1,329,720.81, this implies that the amount of the most expensive house Jim can buy is $1,329,720.81.

7 0

3 years ago

Identify each of the variables in the excel file credit approval decisions as categorical, ordinal, interval, or ratio and expla

forsale [732]

<span>Categorical -Homeowner Ratio -Credit Score Ratio-Years of Credit History Ratio-Revolving Balance Ratio-Revolving Utilization Categorical-Decision In this case variables that are Ratio are measurable such as credit score, years of credit history, etc. While on the other hand Homeowner and Decision are categorical as they can also be categorized into categories and cannot be measured.</span>

8 0

3 years ago

An investment will pay $150 at the end of each of the next 3 years, $100 at the end of Year 4, $400 at the end of Year 5, and $4

stepladder [879]

Answer:

Present Value= $978.83

Explanation:

Giving the following information:

An investment will pay $150 at the end of each of the next 3 years, $100 at the end of Year 4, $400 at the end of Year 5, and $450 at the end of Year 6.

i= 0.09

We need to use the following formula:

PV= FV/(1+i)^n

For example:

Year 1= 150 / 1.09= 137.61

Year 4= 100/1.09^4= 70.84

Year 6= 450/1.09^6= 268.32

PV= 978.83

3 0

3 years ago