Real Estate! It is the safest investment. $10,000 can be a down payment on a small home depending on where the friend lives.
Tax deferred annuities or 401k plans through an employer are also safe investments. Any investment that has long term growth rather than risky stocks is a smart choice.
Sheesh agree with that person^ bc i personally don’t knowww
B, Matthew is skipping meals which is a harmful behavior in its self, as well as smoking and sleeping at random hours.