Discriminating in benefits and coverage based on the insured’s habits and lifestyle is not an example of unfair discrimination.
A discrimination is said to be unfair when it is;
- Unwarranted
- Unjustified
- Based on bias
Hence, if these are the characteristics of unfair discrimination, then it follows that discriminating in benefits and coverage based on the insured’s habits and lifestyle is not an example of unfair discrimination.
Missing parts;
Which of the following will NOT be considered unfair discrimination by insurers?
a)Assigning different risk classifications to applicants based on gender identity
b)Discriminating in benefits and coverages based on the insured’s habits and lifestyle
c)Charging applicants with similar health histories different premiums based on theirethnicity
d)Cancelling individual coverage based on the insured’s marital status
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