The Great Depression in the 1920s in the United States also affected many countries such as Latin America and Africa. Latin American countries were pretty much affected because of the US investments established and the country's exportation to the US also crashed. On the other side of the world, Africa had declared Great Depression in terms of political and economic. However, they were saved from a complete collapsed by the gold mining industry.
B fiscal year there is also a natural year
1. Health
Ensures that health costs are mitigated
2. Homeowners or Rental Insurance
Covers you in the case of disaster, theft, etc. If you volunteer on a board, can also be used to cover you if you are sued.
3. Life insurance
Ensures money for family upon death
4. Car/Motorcycle/Boat Insurance
Ensures protection in case of vehicle related accident
5. Liability insurance
Depending on the type of work done
6. Pet insurance
Depending on type of pet owned and plan for long term health
7. Flood insurance
Different from homeowners and crucial in this era of climate change.
A water scarcity report issued recently as a collaboration of several U.S. intelligence agencies predicts that the likelihood of conflict over water will increase in the coming decades. The report argues that the Middle East, as perhaps the most water impoverished region of the world, will be particularly susceptible to so-called “water wars.”
The strain on the global water supply is the result of a number of factors. First, most of the Earth’s water is simply unavailable for consumption, sanitation, or agricultural purposes because 97% of it is salt water. Of the remaining 3%, only 1% is available for direct human use. Moreover, in some areas of the world, the available freshwater supply is being depleted faster than it is being replenished. Saudi Arabia, for example, gets 70% of its water from 21 aquifers where water is being extracted faster than nature can restore the supply. In the case of Yemen, the state’s current water demand exceeds its renewable water resources by 900 million cubic meters per year.
As the world’s population continues to grow, the demand for water will increase correspondingly. The high population growth rates, hovering around 2% in the region compared to the world average of 1.1%, and paucity of arable land in the Middle East will make water shortages in the region particularly acute. The United Nations predicts that by 2025, 30 countries will be water scarce, out of which 18 will be in the Middle East and North Africa