As a public speaker, you face ethical issues when:
- selecting the topic for your speech. (ethical issues arise when the speaker tried to influence public perception by only focusing on a certain event)
- researching your speech (ethical issues arise when the speaker tried to use unproven source of information)
- organizing your speech (sometimes organizing a speech could change the context of information)
Temperature affects the living organisms in the ocean because if it's too hot then few cells might die and if it's too cold some cells might die.
But some organisms can't stand extreme climates.
that's why few types of fishes stay down low where there is less heat and sunlight. practically it decides if an organism lives or dies.
Answer:
Check kiter.
Explanation:
What the exercise describes is a form of fraud commited with checks. The check kiter would take advantage of the float to make use of funds (that do not exist) in a bank account transforming a check in a form of unauthorized credit, like the exercise examplifies: Out of 2 accounts, you issue a check that overdraws their accout at bank 1, and then deposits a check in that account from their bank 2 to cover the first check. You "abuse" the float to make use of funds that don't exist.
The definition of a defendant is someone being tried in a court of law. May be criminal or civil.